1. Overview

Cashiq is a personal finance application developed by Guztech. We are committed to protecting your privacy and ensuring transparency in how your data is handled.

This Privacy Policy explains what data we collect, how we use it, and your rights when using the app.

2. Data stored on your device

Cashiq stores your financial data (such as transactions, categories, budgets, and savings goals) locally on your device.

We do not access or store your financial data on our servers unless you explicitly use features that require an account, synchronization, or backup.

3. Account data

If you choose to create an account, we may collect the following personal information:

• Name
• Email address
• Password (securely stored in hashed/encrypted form)

This data is used to:

• Create and manage your account
• Authenticate your identity
• Provide access to premium features
• Provide customer support

We implement appropriate security measures to protect your personal data.

4. Purchase data (RevenueCat)

To process Premium subscriptions, Cashiq uses RevenueCat, a third-party service. RevenueCat may collect:

• Anonymous device identifiers
• Purchase and subscription status
• Basic device information (such as OS and app version)

This data is used solely to validate and manage subscriptions. RevenueCat does not have access to your financial data stored within the app.

For more information, see RevenueCat's Privacy Policy.

5. Data we do NOT collect

Guztech does not collect:

• Financial or banking credentials
• Location data
• Contacts, photos, or media files
• Analytics or usage tracking (unless explicitly stated in future updates)
• Crash reports (unless explicitly stated in future updates)

6. Data sharing

We do not sell, rent, or share your personal data with third parties.

Your data may only be shared with trusted service providers (such as RevenueCat) strictly for the purpose of operating essential app functionality.

7. Data security

We take reasonable and appropriate measures to protect your personal information from unauthorized access, disclosure, or misuse.

However, no method of transmission or storage is completely secure.

8. Your rights

Depending on your location, you may have the right to:

• Access your personal data
• Request correction or deletion of your data
• Withdraw consent at any time

To exercise these rights, please contact us.

9. Children's privacy

Cashiq is not intended for children under 13 years of age. We do not knowingly collect personal data from children.

10. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted within the app or at the appropriate URL. Continued use of the app after changes constitutes acceptance of the updated policy.

11. Contact

If you have any questions about this Privacy Policy, contact us at: guztechnologies1@gmail.com